Secured cards differ from other credit cards by requiring the cardholder to make a refundable security deposit, which typically becomes the amount of the card’s credit limit. Secured credit cards can be a good option for those with fair credit to rebuild their credit while enjoying a secure and convenient method of payment. If you have fair credit, you may have trouble getting approved for a lot of credit cards. The card_name is best for those who have fair credit. The APR for this card is reg_apr,reg_apr_type. There is also a late payment fee of late_payment_fee. However, the card charges a balance transfer fee of balance_transfer_fees and a cash advance fee of cash_advance_fee. You also won’t be responsible for unauthorized charges if your card is lost or stolen. The card_name doesn't charge an annual fee, foreign transaction fees, replacement card fees, or authorized user fees. You can even monitor your credit with CreditWise, which is free and won’t hurt your credit score. Capital One provides the ability to set up account alerts, security alerts, autopay, or to add an authorized user to your account. There are additional benefits that Capital One provides to its Quicksilver Secured Cash Rewards cardholders. Redemption rates for gift cards may vary though, so be aware of the rate before choosing this option. A third option for your cash back is to redeem it for gift cards. You can also apply your cash back to directly cover a recent purchase. You can redeem your cash back in the form of a check or have it applied as a statement credit to your account. The card_name earns 1.5% cash back on every purchase, so you don’t have to worry about rotating categories or different earnings for different types of purchases. A credit line increase will be determined by your creditworthiness and payment history. You can also be automatically considered for a higher credit line in as little as six months with no additional deposit. You can prove responsible card use by making payments on time. You can earn your security deposit back and upgrade your card to an unsecured Capital One Quicksilver card with responsible card use. ![]() It can range from $1,000 to $3,000 based on creditworthiness. The maximum initial deposit you are allowed to make will be assigned upon approval. The amount of your security deposit will become the amount of your initial credit line, but you can increase your initial credit line if you deposit more than the minimum before activating your card. The card_name requires a $200 minimum security deposit. The card does not earn points or miles.The APR for this card is pretty high at reg_apr,reg_apr_type.You can upgrade your card to an unsecured card with responsible card use.It is available to those with credit_score_needed credit.The card earns 1.5% cash back on every purchase.This card doesn’t charge foreign transaction fees, replacement card fees, or authorized user fees. ![]() Redeem cash back in the form of a check, statement credit, gift card, or cover your recent purchases.īefore applying to the card_name, you should weigh the pros and cons to see if this card is the right fit for you.cash_advance_apr APR for cash advances.Balance Transfer Fee: balance_transfer_fees.Foreign transaction fee: foreign_transaction_fee.Security Deposit: Refundable $200 minimum deposit.The APR for this credit card is reg_apr,reg_apr_type. The card_name does require a $200 refundable security deposit. Plus, Capital One can automatically consider you for a higher credit line in as little as six months, and can even upgrade your card to an unsecured Capital One Quicksilver card after responsible card use. The card offers those with fair credit a chance to earn cash back while building credit through responsible credit card use. ![]() The card_name is a secured credit card that offers 1.5% cash back on all purchases with a annual_fees annual fee.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |